British seaside resorts are famous for their piers, walkways that stretch out over the sea so that visitors can get the feeling of being “at sea” without actually boarding a boat and risking sea-sickness, and without even having to set foot on the shingles/gravel/mudflats/sand of the beach at all.
In their Victorian heyday, piers were quite the tourist attraction, featuring shops, fairground rides and even theatres suspended over the water, but the mixture of steel supports, corrosive seawater, winter storms, wooden decking and mains electricity made them prone to fires and collapse.
Nevertheless, those that survived and have been restored to their former glory have been enjoying a renaissance in popularity in recent years… at least until coronavirus lockdown.
Fortunately for the operators of the Palace Pier in Brighton, England, a relaxation in English lockdown rules from early April 2021 meant that visitors could return.
They brought their coronavirus-friendly credit cards with them to pay for admission fees, rides and – of course – the fairground staple known variously around the world as candy floss, cotton candy, ghost breath, fairy floss, Daddy’s beard and no doubt many other names that disguise the marketing-unfriendly fact that it is, in fact, 100% refined sugar.
English piers aren’t particularly cheap to visit – they do require a lot of maintenance, after all, as the numerous ruined examples around the British coast will remind you – but a trip to one, even for the whole family, certainly isn’t supposed to cost thousands of pounds.
However, as reporters from the UK’s Guardian newspaper report, a few unlucky visitors who went to the Palace Pier shortly after lockdown restrictions lifted did indeed end up getting charged that much.
Intriguingly, the people affected by this SNAFU somehow didn’t get charged for their April 2021 visit back in April 2021, as you might expect.
Apparently, their payments were only put through two months later by the processor WorldPay, at the end of June 2021.
Unfortunately, the delay also brought with it another glitch, namely that the batch of payments put through were billed using the date as the amount.
One visitor to the pier, who told the Guardian she expected to be billed about £85, ended up getting billed £2104.08 for her visit on 08 April 2021 (2021-04-08.)
In a small mercy, Worldpay seems to have gone with the rather Y2K-unfriendly date format YYMMDD rather than the more robust and reliable YYYYMMDD, or else she might have ended up paying £202,104.08.
The good news is that now the reason for the miscalculations is known, the batch of defective transactions has been identified.
As a result, anyone affected in this incident ought to receive a refund, although they may, of course, end up with their card frozen or overdrawn in the interim, which could have a knock-on effect on other payments.
What to do?
- Check those statements. As we’ve suggested before, don’t just look out for transactions that shouldn’t be there. Be wary of outgoings that you expect to see on your statement that don’t appear in a timely fashion. It’s tempting to ignore missed payments in the hope that the vendor simply neglected to charge you and therefore that you “got a freebie”, but it’s more likely that something went wrong, and you might end up getting billed later on when you don’t expect it.
- Don’t use YYMMDD when recording dates. In this case, the use of YYMMDD limited the maximum erroneous debit to under £2200, given that we’re not in AD 2022 yet (although debits of £202,100.00 and above would probably have exceeded the transaction limit and wouldn’t have gone through at all), but that’s not the point. Record dates and times unambiguously, ideally using a text-based format that cannot be misinterpreted as, or automatically converted into, a number at all. See RFC 3339 for advice.
- Use cash if you are uncertain about how your payment will be handled. Cash takes up a bit more space in your wallet than a credit card, but most local vendors we know readily accept cash even if they have signs out preferring card payments during the coronavirus pandemic. For small payments, cash is convenient enough, as well as being better for your privacy.
So all English banknotes are now made of polymer, and can be cleaned with a sanitiser spray if you’re worried about infection.